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What copay means in a pet plan, and why it changes the bill

A plan with copay charges a share of every visit. At Pet Veter, the monthly fee is the only amount you pay.

Pet Veter answersWith the plan's real numbers

Copay is when the plan charges a lower monthly fee and, in return, the pet parent pays part of each service used. A visit costs one amount, a test another, and the monthly bill changes with what the pet needs.

That is why a plan with copay usually has a lower entry price. The cost shows up later, at the clinic, right in the month your pet gets sick.

Pet Veter plans have no copay. Covered procedures are paid for by the monthly fee.
Receptionist showing the bill to the pet parent

How to compare two plans

  1. Check the monthly fee
  2. Ask whether there is a copay and how much it costs per visit, test and surgery
  3. Add up the year of monthly fees plus what you would pay in copay in a normal year of use
  4. Check the waiting period and the annual usage limit of each plan

What is still worth checking when there is no copay

Every plan has an annual usage limit. At Pet Veter the limit is described in your copy of the contract, which you see before signing up, and it renews every 12 months.

Quick questions

Does Pet Veter charge copay?

No. What the plan covers generates no extra charge at the partner clinic.

Does a plan without copay have a limit?

Yes, an annual usage limit, described in the contract and renewed every 12 months.

Pet parent laughing on the sidewalk with the golden retriever in the late afternoon

One monthly fee and no charges at the clinic.

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